What Our Loretto Water Damage Inspection Covers
COS Water Damage Restoration's Loretto inspection team covers every structural assembly type, every common water migration path, and every inspection use case encountered in residential and commercial water damage situations in MN.
Active & Recent Water Event Inspection
When a water damage event has just occurred in a Loretto property — or happened within the last several days — our inspection maps the full extent of saturation while the moisture is still detectable by thermal imaging and direct meter readings. This inspection is the foundation of the remediation scope and the insurance claim documentation. Without it, remediation crews are guessing at what to dry, and insurance carriers are estimating on incomplete data. Our Loretto active event inspection captures the full saturation picture at the moment of peak detectable moisture — when the readings tell the most accurate story of what happened.
Pre-Purchase Water Damage Inspection
Real estate transactions in Loretto frequently involve properties with prior water events — disclosed and undisclosed. Our pre-purchase inspection uses thermal imaging and moisture meters to identify active moisture in structural assemblies, staining patterns consistent with prior water intrusion, and the condition of previous remediation. For Loretto buyers, this inspection provides either confidence that a disclosed water event was properly handled, or documentation that it was not — giving the buyer negotiating leverage and a clear picture of what additional remediation cost, if any, is warranted.
Post-Remediation Verification Inspection
After a water damage remediation project is completed in a Loretto property — whether by COS Water Damage Restoration or another company — a verification inspection confirms that structural drying was completed to standard moisture content levels and that no hidden moisture was left behind. This inspection is requested by property owners who want independent confirmation of completion, by landlords who need documentation before returning a property to tenancy, and by sellers who need to demonstrate to a buyer that prior water damage was fully resolved. Our Loretto post-remediation inspection produces a written verification report formatted for real estate and insurance use.
Mold Risk Assessment Inspection
Properties in Loretto that had a water event 48 hours or more before inspection — or where a slow leak went undetected for an extended period — may present mold risk alongside ongoing moisture concerns. Our mold risk assessment inspection identifies the structural conditions that support mold growth: elevated moisture content in organic materials, elevated ambient relative humidity, and the presence of visible mold growth on surface or semi-concealed areas. This assessment determines whether a standard drying-focused remediation is appropriate or whether S520-standard mold remediation protocols need to be incorporated into the project scope.
Crawlspace & Below-Grade Inspection
Below-grade spaces in Loretto properties — crawlspaces, basement areas, and below-slab conditions — are among the most common locations for chronic moisture problems to go undetected. Our Loretto below-grade inspection covers crawlspace wood framing moisture content readings at joists and beams, vapor barrier condition and coverage, condensation evidence on structural surfaces, and visual assessment for wood rot, fungal growth, and pest damage associated with chronic moisture. Written findings document the below-grade condition for remediation scoping or real estate disclosure.
Insurance Documentation Inspection
Our Loretto inspection reports are formatted to the documentation standards that insurance carriers use to evaluate water damage claims in MN.
